Contactless payment technology Apple Pay was designed for keeping consumers away from physical wallets and bringing them into a world where their debit and credit cards are on their iPhone or Apple Watch and allows them to pay using their device instead of the card. The service of Apple Pay supports a large number of debit and credit card providers which includes Visa, MasterCard, Apple Card from Apple and American Express. It is important that you have to use a participating bank but most of the banks now supports Apple Pay. The mobile-payment system of Apple also works with federal-payment cards which also includes Social Security and veteran benefits that are paid by debit cards.
This also includes Direct Express payment network and government cards that are issued by GSA SmartPay. Transactions with federal government is also supported by Apple Pay and this means that you can use Apple Pay for purchasing tickets and gift shop items at national parks and other places. You can use Apple Pay anywhere that accepts contactless payments. It is supported by many stores and restaurants around the world. Around 75% of the stores and restaurants supports Apple Pay in US and 85% in UK. 99% of the stores and restaurants of Australia supports Apple Pay.
However, the service also faces a lot of issues and sometimes, they can prove to be a major headache for the users. Users have recently faced a very irritating issue where Apple Pay keeps asking them to hold near reader. A user said that he tried Apple Pay at many locations but he failed every time. His iPhone prompted him to pay with Apple Pay. He placed his finger on the fingerprint reader and it said hold near reader to pay. But the process didn’t move any further than that. Some other users have also faced the same type of issue and they said that it beeps eventually and their transaction is declined. However, if you have been experiencing the same type of problem, you can follow these steps to fix it by yourself –
Ensure that you hold the iPhone within an inch of the contactless reader with your finger held on Touch ID and not pressing it.
Ensure that the display is free of fingerprints.
Reset your iPhone by pressing and holding the Sleep/Wake button and the Home button together for around 10 seconds till you see the Apple logo.
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