Handheld gaming is becoming the new norm and while there are many devices out there, Steam Deck is leading the race. You might be thinking of copping one but lack the funds for now. Well, in that case, some payment plans are in place. This is what we have focused on in this piece, so if you are from the USA, UK, or Canada looking to buy the Steam Deck on financing options, this is just the article for you!
While Valve has sold millions of units of both the normal and the OLED versions of the Steam Deck, with other competing devices entering the handheld space, they would want to attract more and more customers. Letting interested gamers bag the device on financing payment plans is a sure-shot way to ensure that more gamers end up with the deck than its competition.
Steam Deck Payment Plan for USA, UK & Canada
As much as we want to brief you about the interest rates, payment periods, and other important details on this payment plan for customers in the USA, UK, and Canada, we will not be able to do so. This is because several variables can affect the specifics of these plans. Factors like regional financial laws, the bank or financial institution tied to your credit card, and your credit score can all impact the terms. These variables mean that the exact payment schemes, including interest rates and payment durations, can vary widely between individuals and regions. Still, there are some tried and tested ways to get a Steam Deck when you don’t have the funds. Check them out below.
Purchasing the Steam Deck Using a Credit Card (not recommended)
Using a credit card to purchase the Steam Deck is one method or option that you can choose while purchasing the device. When you buy the Steam Deck with a credit card, the full cost of the device is charged upfront, and you can then choose how to pay it off according to your card’s terms. Do keep in mind that the interest rates can be high, depending on your card and your credit score. So, make sure you have thought through the process or consulted with an adult (if you are a minor) and reviewed your credit card’s terms before you go for the purchase.
Purchasing the Steam Deck Using PayPal’s “Pay in 6 Months or 4 Months” Option (if you’re eligible)
PayPal offers an alternative payment method for purchasing the Steam Deck with its “Pay in 4/6 Months” option. This option allows you to spread the cost of the device over six months without incurring interest! This might be a great option if you know that the cash flow is going to hold you up for your end of the deal without any issues. To use this option, simply select PayPal as your payment method during checkout, and if you’re eligible, you can choose the “Pay in 6 Months” option. PayPal will conduct a quick credit check to determine your eligibility, and if approved, you can proceed with the purchase. Do note that sometimes, the option is greyed out. To fix this, uncheck the “Save this payment method” option. Doing so should fix the issue.
Word of advice
While the Steam Deck is a great handheld device, it’s important to consider that purchasing it on credit, especially for those with an unstable financial situation or without a steady cash flow, might not be a wise decision. A gaming console is ultimately a luxury item, and taking on debt to buy one can lead to unnecessary financial strain. In a nutshell, you might need to prioritize your financial well-being and make sure that such a purchase fits comfortably within your budget before committing to a payment plan or credit purchase.
That said, you have reached the end of this article. We hope this was helpful. Now, for more gaming articles like this on all the latest gaming trends, keep visiting DigiStatement. Read more: Earth Defense Force (EDF) 6 Mods: Are They Available?
