The goal of Advance America is to help each and every customer navigate their personal finances and achieve their version of financial stability. Advance America believes that setbacks are only opportunities for epic comebacks and they want to help make those comebacks possible. This is why for the last 20 years, it has worked to become one of the nation’s leading providers of consumer financial services. It includes online lending in over 1,400 locations all around the world.
Advance America believes that their customers are more than just a transaction. They know that with a little bit of help, you can keep going today and look forward to tomorrow. They don’t take the role they play in their customers’ lives lightly. They treat every person they meet and the community they serve with kindness and respect. Advance America aims to provide transparency and understanding with every interaction. They strive to instill financial confidence in every customer and works to look for new and powerful ways to turn the money into financial momentum.
Now let me tell you that companies like Advance America can be called legit if it specializes in payday loans along with the title and installment loans in certain states across the country. On that term, Advance America does not have a spotless reputation. It paid $18.75 million to North Carolina consumers for settling a class-action lawsuit that alleged the lender charging illegal fees and interest. The company also charges a very high amount of fees and interest rates on loan products.
But Advance America also has some good factors. People who have a bad credit record can also get easily approved. It is potentially fast funding and small loan amounts are also available. It is good if you can avoid a loan that charges an APR in triple digits. Payday loans are expensive and can be used as a last resort if you need cash and don’t have any other option. Overall, neglecting a few negative factors about the website, I can clearly say that Advance America is legit. You just need to be aware of the potential costs over time and create a budget for ensuring that you can repay the loan.
